Most people insure their material possessions — their homes and cars, for example. Nowadays professionals and entrepreneurs are insuring their incomes! Without your income ALL of your financial goals are in jeopardy. Every income earner needs income insurance. This insurance is known as disability income insurance. Disability income insurance can help pay bills by replacing a portion of lost income in case you are unable to work due to a disabling illness or injury. It helps maintain a lifestyle and helps protect the insured and their family from needing to liquidate hard earned assets or falling into serious debt. Even if you don’t think a disabling illness or injury will happen to you, you may feel better knowing you’ve planned for the possibility. By building an income protection plan that includes disability insurance, you’ll be taking a critical step toward knowing you and your family have prepared for the unexpected.