income insurance - workplace benefits - Retirement Income - Legacy Planning


Be Prepared


Serving our customers since 2004


We hope you enjoy our site and take a moment to drop us a line.   If you choose to have us work for you, we can provide a disciplined process for on-going financial planning, regular check-ins, reviews, and progress reports.  Our team can also help with updates to reflect new goals or life events, manage risk, and become a key player on your team of professional advisors.  Take your time, look around, and learn all there is to know about us.

Our Team

At AFFLUENT PLANNING, we understand that when we help our customers protect themselves, and when we care about our clients and think about their needs, we can't help but grow our business. This is why our team is comprised of people with different kinds of finance experience and we all have a common commitment to ethics and integrity. We’re all fully licensed and credentialed. And you can count on precise expertise and impartial guidance.  Above all, we pledge to deliver a world class experience to you.  Let us help you be prepared.  


The Financial Planning Cornerstone

Cornerstone (definition) - the first stone set in the construction of a masonry foundation.  All other stones will be set in reference to this stone, thus determining the position of the entire structure.  

As an affluent minded individual, you know your income is the cornerstone of your financial plan.  Your income  makes the rest of your financial plan possible.  You have already insured your material possessions — your home and cars, for example.  Be especially careful to insure what is probably your most valuable asset — your ability to work and earn income.  Every income earner needs income protection insurance. Insurance carriers call this disability income insurance.  This insurance can help maintain your lifestyle and help protect you from needing to liquidate hard earned assets, or from falling into serious debt if you are seriously ill or injured and cannot be at work. Even if you don’t think a disabling illness or injury will happen to you (everyone feels this way), you may feel better knowing you’ve at least planned for the possibility.  


Legacy Planning

As an affluent minded individual, you also know your life's legacy will include your financial legacy. How will you be remembered by those who look to you financially? You know you won't be here forever. Plan for it. The legacy plan starts with life insurance. Buying life insurance is an essential and crucial element of sound financial planning, and most everyone is aware that they need life insurance, but sadly many people procrastinate. Don’t procrastinate planning for something we all must eventually do.  We all know of someone who passed away too soon.  Get peace of mind. Have a legacy plan.   We can also refer your to our estate planning attorneys to have your will and trusts properly written and filed.   


Retirement Funding

Whether you’re 22 or 52, you should be planning for retirement.  For many, retirement may seem like an eternity away.  But life comes and goes very quickly. 

 Ask yourself: 

  1. At what age do I plan to retire?  
  2. How do I envision my retirement lifestyle?  
  3. Will I have enough money accumulated?  
  4. Is the retirement money I have now in a safe financial environment?

It's never too early to put a plan in place that will help provide income for the rest of your life (even if you have just a few years until retirement).  Retirement planning needs to have a margin for safety because it’s impossible to know what our world will look like 10, 20 or 30 years after we’ve retired.  Look for guarantees and fail safe models in your accumulation strategy.  We will help you guard your retirement lifestyle by building in a back-up plan, or a plan B, to protect you and your spouse/partner from developments you may  have never expected.  Remember, in retirement if you've got good health and income, you've got it all.  


For the Workplace

If you own a business, attracting, hiring, and keeping superior personnel is critical to your growth and success. Your workplace benefits portfolio can help give your business a competitive edge. Your company or practice can offer attractive benefits to your employees, which complement your current benefit package without affecting your bottom line. Workplace supplemental insurance offers solutions to help meet your employees' financial planning needs with short term disability insurance, group term life, critical illness and accident insurance. The premiums are all payroll deducted and the benefits are all employee advantaged.  Keep your best talent.  Our experienced team of benefits professionals will show you the best scenario.  


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Be Prepared.

  While this communication may be used to promote or market an idea that is discussed on this site, it is intended to provide general information about the subject matter covered and is provided with the understanding that this site is not rendering legal, accounting, or tax advice.


Serving our customers since 2004 770.742.9011